Thursday, November 15, 2012

Massachusetts AG Sues Big Banks

Massachusetts Attorney General Martha Coakley sued five banks today for “deceptive and unlawful conduct” in foreclosures. Federal officials have attempted to get states to reach one grand settlement with the banks, but attorneys general have increasingly balked at that idea.

Coakley’s targets include Citigroup (C), Bank of America (BAC) JPMorgan Chase (JPM), Wells Fargo (WFC), and Ally Financial.

California, New York and Massachusetts have now split off from the larger pack of state prosecutors who are trying to come to a group deal. The states have been negotiating with the banks to secure a cash settlement for faulty foreclosure practices — expected to be about $25 billion — as well as possible reforms to foreclosure practices.

But detractors say that the group settlement would protect banks from future civil litigation, and allow them to dismiss this issue without having to open their books to show the extent of possible wrongdoing.

With multiple states now filing their own suits, or disavowing the larger deal, banks could face more uncertainty over future litigation costs.

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